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Finance with Gerald Dewes: What Is the Gift Tax?

Finance with Gerald Dewes: What Is the Gift Tax?

News September 29, 2020 at 8:33 pm

The federal gift tax applies to gifts of property or money while the donor is living. The federal estate tax, on the other hand, applies to property conveyed to others (with the exception of a spouse) after a person’s death. The gift tax applies to the donor. The recipient isRead More

Finance with Gerald Dewes: What is the most tax-efficient way to take a distribution from a retirement plan?

Finance with Gerald Dewes: What is the most tax-efficient way to take a distribution from a retirement plan?

News September 26, 2020 at 8:35 pm

If you receive a distribution from a qualified retirement plan such as a 401(k), you need to consider whether to pay taxes now or to roll over the account to another tax-deferred plan. A correctly implemented rollover avoids current taxes and allows the funds to continue accumulating tax deferred. PayingRead More

Finance with Gerald Dewes: What Are the Different Classes of Assets?

Finance with Gerald Dewes: What Are the Different Classes of Assets?

News September 24, 2020 at 8:55 pm

When it comes to investing their money, many people are content to take a random approach. They may have received a hot tip for a particular investment and decided to plow a large amount of money into it with no regard to the overall balance of their portfolios. However, researchRead More

Finance with Gerald Dewes: How Long Will It Take to Double My Money?

Finance with Gerald Dewes: How Long Will It Take to Double My Money?

News September 21, 2020 at 3:33 pm

Before making any investment decision, one of the key elements you face is working out the real rate of return on your investment. Compound interest is critical to investment growth. Whether your financial portfolio consists solely of a deposit account at your local bank or a series of highly leveragedRead More

Finance with Gerald Dewes: How does inflation affect me?

Finance with Gerald Dewes: How does inflation affect me?

News September 20, 2020 at 3:30 pm

Are you saving for retirement? For your children’s education? For any other long-term goal? If so, you’ll want to know how inflation can impact your savings. Inflation is the increase in the price of products over time. Inflation rates have fluctuated over the years. Sometimes inflation runs high, and otherRead More

Finance with Gerald Dewes: Is a home equity loan or line of credit right for me?

Finance with Gerald Dewes: Is a home equity loan or line of credit right for me?

News September 19, 2020 at 3:36 pm

Home equity financing uses the equity in your home to secure a loan. For this reason, lenders typically offer better interest rates for this type of financing than they do for other, unsecured types of personal loans. The Tax Cuts and Jobs Act of 2017, enacted Dec. 22, suspended fromRead More

Finance with Gerald Dewes: What About Financial Aid for College?

Finance with Gerald Dewes: What About Financial Aid for College?

News September 18, 2020 at 3:40 pm

Financial aid for college consists of loans, grants, scholarships, and work study. Grants and scholarships are worth searching for because they don’t have to be paid back, unlike student loans, which require an ongoing financial obligation, or work study, which requires a work commitment. There are generally three sources forRead More

Gov. Andrew Cuomo.

HUFNAGEL: A Letter to Gov. Cuomo on Delaware North and the Niagara Falls State Park

News December 21, 2019 at 7:24 am

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     Dear Governor Cuomo, Two years from now, on December 31, 2021, the Delaware North Companies’ state contract to provide food service in Niagara Falls State Park isRead More

Canal Fest Is Back!

Canal Fest Is Back!

NT news July 17, 2019 at 8:54 am

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda Hundreds of people packed the Tonawanda’s for the start of the annual Canal Festival. For the past 37 years organizersRead More

Safety Committee Approved in North Tonawanda by Common Council

Safety Committee Approved in North Tonawanda by Common Council

NT news July 10, 2019 at 8:39 am

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda A new safety committee will now be looking into ways to keep North Tonawanda City Hall a little safer. MembersRead More

Painters Plus Seeking Applications for 9th Annual Project Hope

Painters Plus Seeking Applications for 9th Annual Project Hope

NT news July 10, 2019 at 8:37 am

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda On August 31st a lucky homeowner in North Tonawanda will get their house painted and spruced up. The best part,Read More

North Tonawanda City Hall

Close Call at North Tonawanda City Hall Sparks Debate on Safety

Niagara Falls July 2, 2019 at 10:10 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9       By: Brendan McDonough Reporter for North Tonawanda Last week employees and visitors at City Hall in North Tonawanda experienced panic after a man believed to beRead More

Just Say Cheesecake Arrives in North Tonawanda

Just Say Cheesecake Arrives in North Tonawanda

NT news June 26, 2019 at 8:16 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda Delicious deserts have arrived in North Tonawanda!  This past week ‘Just Say Cheesecake’ held a ribbon cutting ceremony at theirRead More

Pay Problems in the North Tonawanda Parks Department

Pay Problems in the North Tonawanda Parks Department

NT news June 18, 2019 at 8:55 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda Park Department Director Alex Domaradzki pleaded with the City to increase the salary of temporary summer workers. Domaradzki says peopleRead More

Pumper Repairs in North Tonawanda

Pumper Repairs in North Tonawanda

NT news June 18, 2019 at 8:52 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda This past week Fire Chief Joe Sikora told members of the Common Council some startling news about one member ofRead More

Fireman’s Parade in North Tonawanda

Fireman’s Parade in North Tonawanda

NT news June 18, 2019 at 8:50 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda Firefighters across North Tonawanda were honored this past weekend at the annual Fireman’s Day Parade. Organizers have been holding itRead More

Thursday’s on the Water Back Again in North Tonawanda

Thursday’s on the Water Back Again in North Tonawanda

NT news June 11, 2019 at 9:34 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda More music will soon be coming to Gratwick Park in North Tonawanda. It’s all part of the annual Thursday’s onRead More

Bathrooms Coming to Gratwick Park in North Tonawanda?

Bathrooms Coming to Gratwick Park in North Tonawanda?

NT news June 11, 2019 at 9:31 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda Big changes could be coming to Gratwick Park in North Tonawanda. City officials are trying to get more than $250,000Read More

Project Pride Beautifying North Tonawanda

Project Pride Beautifying North Tonawanda

NT news June 4, 2019 at 5:21 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda A lot more color is coming to Webster and Oliver Street in North Tonawanda thanks to volunteers from Project PrideRead More

Taste of the Tonawandas

Taste of the Tonawandas

NT news June 4, 2019 at 5:20 pm

Please click the link below to subscribe to a FREE PDF version of each print edition of the Niagara Reporter http://eepurl.com/dnsYM9     By: Brendan McDonough Reporter for North Tonawanda The rain couldn’t dampen the spirits of people this past weekend at the annual ‘Taste of the Tonawandas’ where moreRead More

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